A person visiting the home gets injured near the pool. The unfortunate accident lands the individual in the hospital for injuries, and the medical costs begin to skyrocket. Even though this was an accident, the property owner could still be on the hook for any expenses incurred as a result of this incident. Thousands of homeowners unaware of the hidden risks associated with having a private pool find themselves in this very predicament.
Understanding the Risks
A pool accident resulting in injuries or death is something all homeowners have to consider when having a pool installed on their premises. Each year, 2,600 people are treated in hospital emergency rooms for pool-related accidents. Many of these accidents are preventable. Proper oversight and supervision as well as secured fencing are important in avoiding unfortunate, serious accidents. While it is recommended that homeowners have at least $1 million in coverage for their property if they have a pool, many are left unprotected and end up being on the hook for negligence claims if an injury happens.